terms & conditions

1. Terms

By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained on this website are protected by applicable copyright and trademark law.

2. Use License

1. Permission is granted to temporarily download one copy of the materials (information or software) on SpringReef LLC’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
   • modify or copy the materials;
   • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
   • attempt to decompile or reverse engineer any software contained on SpringReef LLC’s website;
   • remove any copyright or other proprietary notations from the materials; or
   • transfer the materials to another person or “mirror” the materials on any other server.
2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by SpringReef LLC at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

1. The materials on SpringReef LLC’s web site are provided “as is”. SpringReef LLC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, SpringReef LLC does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet website or otherwise relating to such materials or on any sites linked to this site.
2. SpringReef LLC is in the business of evaluating financial advisors on behalf of our clients and does not provide legal or tax advice. SpringReef LLC does not give any investment or financial advice beyond advising on the selection and evaluation of financial advisors. SpringReef LLC has no control over and does not represent, warrant, or guarantee the quality, accuracy, sufficiency, safety or legality of the advice, services or products offered by advisors or investment firms. Any agreements between a client and financial advisors or firms for financial advice, services and products are between the client and the advisors and/or firms. SpringReef is not a party to these agreements. Therefore, all rights and obligations for fees, financial advice, services and products with respect to a client’s financial advisors are solely between the client and the advisor(s) and or firm(s) they select.